capfin loans

Capfin loans application approval

Simply get credit by quickly applying for a Capfin loan today by getting to any PEP or Ackermans till point. Nobody likes being short of money but sadly sometimes people will come across a financial block. Most people go broke during a certain time of the month and need resources that will make them financially stable. Whether it is unexpected expenses, a debt that needs to be paid off or simply needing a holiday, there’s a financial institution that helps people who are in financial need.

Capfin has an easy, fast and convenient way for people to apply for a loan. By going to one of the 2 500 PEP or Ackermans stores and applying, clients can have cash transferred into their account faster than lightning. There is no paperwork involved for the client’s convenience. Clients simply need to present their ID documents at one of the stores’ till points to be scanned and will receive Capfin’s response via SMS in five minutes.

The client will receive a call from one of Capfin’s super-efficient and professional consultant to discuss loan terms. Once the client is happy with the loan offer and an agreement is entered into, cash will be transferred into the client’s account almost immediately. With over three million clients in just four years and a 97% approval rate, Capfin clients are definitely in good hands. Capfin also represents the vast diversity of South Africa’s languages and cultures, ensuring their clientele comfort and peace of mind.

Clients will have access to cash once they have paid back their loan; this is however subject to an affordability assessment and a new loan agreement. Capfin also sends their clients a monthly SMS showing how much money they have available. Clients can enjoy a discount on their loan on regulated fees.

How to get a Capfin loan at Pep and Ackermans Stores

In partnership with one of the leading retail houses in the South African market, Pep Stores as well as Ackermans, Capfin has created a platform for easy access to credit. Financial freedom is offered in 3 easy steps.

Capfin Loans are easily accessible through the 2500 stores of these retailers nationwide. As a loan applicant, all you need to do is visit any Pep or Ackermans store with your valid South African I.D.

It will be scanned at the till point and you’ll also need to provide your current cellphone number. There is no need to provide any unnecessary paperwork, bank statements or proof of residence as you would be required to produce with other lenders.

Capfin values confidentiality, so clients are sent their approved or declined status discreetly via SMS within 5 minutes of applying. Should you qualify for a loan, a Capfin consultant will call you to discuss your loan as well explain the terms and conditions thoroughly. Your banking details will be confirmed and the consultant will read you the National Credit Act and explain terms to you.

To qualify, you will need to be permanently employed and have income deposited into your account once a month.

How much is offered from Capfin?
Capfin loans are offered up to R20 000 and they include a discount on regulated fees.

Subject to the signing of a new loan agreement, you can get access to the money you have already paid back.

Capfin loans contact details

To apply for a Capfin loan clients need to have a cell phone number, be permanently employed and be paid once a month into a bank account. For more information clients can call 087 354 0000, e-mail or visit

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