FNB Legal Insurance – FNB Legal focuses to imply that people and businesses live and conduct themselves within the confines of the legal statutes of South Africa (it is Constitutional Democracy).People need a deeper understanding of the law of the land , as the law goes a long way in achieving positive conclusions. This summons the help of expert legal services in which this has prompted FNB to branch into The Justice 1ST product.
What is FNB Legal Insurance?
The Justice 1st is a legal cover that offers legal protection for criminal, civil and labour matters, covering the policy holder, children and children who up to 21 years of age. You can access professional legal assistance at an affordable premium, a 24/7 telephone legal advice from a professional lawyer, legal court representation, investigative service when necessary, up to 30 minutes face to face personal consultation on legal issues.
Unfair dismissal, discrimination, disciplinary proceedings, unfair working conditions and contract signing assistance all fall under labour matters. As for criminal matters includes being physically abused, being arrested and in need of a protection order. Civil Matters covers are a Will, Blacklisted and Debt cancelling, unopposed divorce, lease agreement signing assistance and disputes with your body corporate, building contractor.
Justice 1st is offered in two Plans: Gold and Platinum. The Gold Plan has a monthly premium of R60 and a maximum cover of R65 000 per matter and R650 000 as lifetime cover. The Platinum Plan offers monthly premium of R100 and a maximum of Premium R190,Maximum cover per matter is R100 000 and maximum pay-out is R200 000.
What do I Need to apply for FNB Legal Insurance?
1. South African I.D
2. Active Bank Account with any bank
3. Must be 18years or older
The cover only starts when the first premium has been paid, legal matters that have come up before the plan will not be covered and unopposed divorce is subject to 3 months waiting period.