Sanlam LifePower- cover for people living with HIV
South Africa is known for having a high prevalence of HIV. This country is known for having more cases of HIV than any other country in the world. The government has taken steps to prevent and treat HIV, but the pandemic continues to prove to be a serious social and economic challenge. In addition to these challenges, people living with HIV often have trouble when seeking insurance policies. These circumstances are what inspired the creation of the Sanlam LifePower insurance product.
LifePower offers a range of solutions designed to provide comprehensive personal cover specifically for individuals with HIV. In addition to this insurance cover, there are opportunities to qualify for a home and a business loan.
LifePower provides cover for a period of 10 to 20 years. Premiums increase at a rate of 5% per year, while providing you with financial security in the event of death or disability.
Premiums are offered at R130 per month, with cover of up to R10 million provided.
- LifePower Term Life
- LifePower Whole Life
- Life Power Loan
To qualify for LifePower insurance products, you will need to meet a few requirements:
Manage your HIV status properly. This includes going for regular check- ups and monitoring your blood tests. You also need to maintain a healthy lifestyle by eating healthily and getting regular exercise.
Starting your anti-retroviral treatment timeously is also advisable. You should also remain on treatment and diligently take your medication as prescribed by your doctor.
Living with HIV no longer means that you cannot provide financial security for your family in the form of life cover. With a healthy lifestyle, people living with HIV can have extended life spans. Sanlam LIfePower seeks to provide this service efficiently and effectively.
Contact Sanlam by calling: 086 072 6526 or simply visit their website here: www.sanlam.co.za.