standard bank loan application

Standard Bank Loans- quick and hassle- free finance

Standard Bank Loans- quick and hassle- free finance

Standard Bank is renowned for being a leading banking institution operating in South Africa. The institution has numerous operations which are provided with quality services and are underpinned by values such as excellence and innovation.Standard Bank started its Sub-Saharan franchise in the early 1990s.Since then the bank has continued to expand and grow. The banking institution currently operates in 18 countries on the African continent. Part of the bank’s products and services are loan solutions which are offered at highly competitive rates and are quick and hassle-free.

If you have a transaction account with Standard Bank into which your salary is deposited, you can apply online for a personal loan. A personal interest rate is calculated, depending on risk analysis, your credit rating, income and your banking products.

What are the requirements?

  • A valid South African Identity Document
  • An active bank account with a debit order facility
  • You must earn a minimum of R3000 per month
  • Be between the ages of 18 and 65 years old
  • Be formally employed

What are the benefits of a Standard Bank Loan?

  • There are no penalties for early settlement
  • Monthly repayments are fixed

When unfortunate incidents occur, which may prevent you from being able to repay your loan, there is a facility made available to handle your debt. Credit life insurance is offered by Standard Bank if your loan term is for a period longer than 3 months. This ensures that our loan amount is covered in the case of death, disability or retrenchment.

Contact Standard Bank to enquire about a personal loan here: 0860 123 000




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